The Trade Centre Wales | Finance Thank You

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We've received your booking and will send you an email confirmation shortly.

Please read these terms and conditions (the Terms) carefully. By accessing and using our website and any content and features therein (including without limitation our eligibility for finance check and our Price Promise), you indicate your acceptance of these Terms, and our Privacy Policy.

We may update these Terms at any time. Please review the Terms regularly to ensure you are aware of any changes:

Web specials – Our web specials are for the benefit of our retail customers and consumers and are not for sale to car dealers or traders.

Customers will be asked to provide proof of their identity and address. Both documents must match the details on the V5 (logbook) for your part exchange. The registered keeper must be the same person as the person purchasing one of our web specials and that person MUST have been the registered keeper of the part exchange for 6 months or more, this 6 month point is non-negotiable. We reserve the right to decline a customer who has purchased a web special from us in the last three years.

If the required proofs and part exchange ownership conditions cannot be provided, our staff will be unable to proceed with the sale of a web special. Our goal is for every customer to enjoy the full benefits of these cars, and we are committed to doing everything we can to support them.

All cars subject to availability. All web specials are inclusive of £399.00 admin fee. See Terms and Conditions. As a contribution towards our costs for vehicle transportation/logistics and preparation, a mandatory administration fee of £399.00 (including VAT) is payable on all retail vehicles we sell. Vehicle images for illustration purposes only, colour, model year and specification may differ. Our retail vehicles are for sale to the general public. We do not sell retail vehicles to trade buyers, we reserve the right to refuse to sell a retail vehicle if we suspect that the purchase is being made by a trade buyer, we also absolutely reserve the right to withdraw any vehicle from retail sale at any time, for any reason.

Our web special deals advertised on this website are special offers and not representative of our entire used car stock. We have many more makes and models in-store priced from as little as £4999.00 to £30,000.00 in price. Our web special offers represent the best value cars we have for sale and are sold strictly at fixed price on a first-come, first-served basis.

The Trade Centre Wales – is a trading name of The Trade Centre Group PLC (Registered in England and Wales 4921555). Our VAT Registration number is 821 833 735. Registered Address: The Trade Centre Group PLC, Euro Centre, Neath Abbey Business Park, Neath SA10 7DR.
Free Finance Eligibility Check – As a result of your Free Finance Eligibility Check (Free Finance Check), your outcome will be one of two statuses:
1. Auto Decline – Based on the information provided and subsequent soft search results, we are not confident that we can arrange vehicle finance for you across our panel of lenders.
2. Approved to Select a Car – Approved to select a car means that as a result of your Free Finance Check, there has been nothing identified within the soft-search results to indicate that we would not be able to arrange finance for you with a lender from our wide panel.

For more information on soft searches, please visit our privacy notice.

Important Information – No full approval for finance can be considered or provided until a prospective lender has considered a full in-store application from you. An important factor also being the value of the car you select, and the amount of credit required to purchase the car. Whilst the majority of our customers drive away at our representative APR of 13.9%, our panel of lenders can cater for customers with a variety of credit circumstances with products ranging to a maximum of 39.9% APR.
Commission – We will receive a commission payment from the lender that will provide you finance on your car; the amount of the commission payment we receive will either be a fixed sum for introduction or a percentage of the amount financed. Commissions vary by lender and once a suitable product has been identified for you, the amount and nature of the commission payment will be fully disclosed to you in good time, and before any agreement is signed.
The Trade Centre Group PLC – has no influence over any lending decision and acts only in its capacity as a credit broker. All applications are subject to status and no credit or hire purchase facility is guaranteed. The Trade Centre Group PLC is a credit broker and not a lender.
All cars subject to availability – Our vehicle images are for illustration purposes only, colour, model year and specification may differ. Our retail vehicles are for sale to the general public. We do not sell retail vehicles to trade buyers, and we reserve the right to refuse to sell a retail vehicle if we suspect that the purchase is being made by a trade buyer. We also absolutely reserve the right to withdraw any vehicle from retail sale at any time, for any reason.
All Part-Exchange valuations are provided as a desktop valuation and subject to full in-store appraisal. The valuation provided is based on your car being in clean condition with service history and we reserve the right on full appraisal to adjust the amount by the cost of any cosmetic or mechanical repairs required or adjust values (up or down) based on market supply and demand dynamics. We only value cars up to 80,000 miles, your car will be valued at 80,000 if it exceeds this.

See our full Terms and Conditions for the contribution towards our costs for vehicle transportation/logistics and preparation.

13.9% APR Representative

Representative APR 13.9.%. The Trade Centre Group PLC is a Credit Broker not a Lender. Finance is secured on the vehicle. Written Guarantees may be required. Subject to Status – Alternative Deals are available.

Representative Example (Hire Purchase): Cash price £6999.00 (incl. Admin Fee £399.00). Total Deposit £99.00. Total Amount of Credit £6900.00. Agreement Duration 84 Months. 83 payments of £125.85 and 1 final payment of £126.85. Option to Purchase Fee £1.00. Interest Charged £3671.28. Total Amount Payable £10,671.28. Annual Rate of Interest 13.9% (fixed).

Financial Conduct Authority – The Trade Centre Group PLC is authorised and regulated by the Financial Conduct Authority (registration number 689365) and is permitted to carry on relevant regulated consumer credit activities including acting as a credit broker and not a lender.

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