Representative Example (Hire Purchase): Cash price £12999 (incl. Admin Fee £349). Total Deposit £99. Total Amount of Credit £12900. Agreement Duration 84 Months. 83 payments of £254.14 and 1 final payment of £255.14. Option to Purchase Fee £1. Interest Charged £8447.76. Total Amount Payable £21447.76. Annual Rate of Interest 16.9% (fixed), Representative APR 15.9.%