Representative Example (Hire Purchase): Cash price £4999 (incl. Admin Fee £399). Total Deposit £999. Total Amount of Credit £4000. Agreement Duration 84 Months. 83 payments of £72.96 and 1 final payment of £72.96. Option to Purchase Fee £1. Interest Charged £2128.64. Total Amount Payable £7128.64. Annual Rate of Interest 13.9% (fixed), Representative APR 13.9.%