Representative Example (Hire Purchase): Cash price £5999 (incl. Admin Fee £399). Total Deposit £1000. Total Amount of Credit £4999. Agreement Duration 60 Months. 60 payments of £113.96 and 1 final payment of £123.96 + admin fee £399. Option to Purchase Fee £1. Interest Charged £13.90. Total Amount Payable £7847.60. Annual Rate of Interest 13.9% (fixed), Representative APR 13.9.%