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Wednesday 1st January 2025

The Trade Centre Wales is a trading name of The Trade Centre Group PLC (Registered in England and Wales 4921555) our VAT Registration number is 821 833 735.

Registered Address: The Trade Centre Group PLC, Euro Centre, Neath Abbey Business Park, Neath SA10 7DR.

As a result of your Free Finance Eligibility Check (Free Finance Check), your outcome will be one of two statuses:

Auto Decline – Based on the information provided and subsequent soft search results, we are not confident that we can arrange vehicle finance for you across our panel of lenders.
Approved to Select a Car – Approved to select a car means that as a result of your Free Finance Check, there has been nothing identified within the soft-search results to indicate that we would not be able to arrange finance for you with a lender from our wide panel.

For more information on soft searches, please visit our privacy notice.

Important Information – No full approval for finance can be considered or provided until a prospective lender has considered a full in-store application from you. An important factor also being the value of the car you select and the amount of credit required to purchase the car. Whilst the majority of our customers drive away at our representative APR of 15.9%, our panel of lenders can cater for customers with a variety of credit circumstances with products with products ranging to a maximum of 39.9% APR.

We will receive a commission payment from the lender on our panel that provides finance on your car, the amount of the commission payment we receive will either be a fixed sum for introduction or a percentage of the amount financed. Commissions vary by lender and once a suitable product has been identified for you, the amount and nature of the commission payment will be fully disclosed to you in good time, and before any agreement is signed.

The Trade Centre Group PLC has no influence over any lending decision and acts only in its capacity as a credit broker. All applications are subject to status and no credit or hire purchase facility is guaranteed. The Trade Centre Group PLC is a credit broker and not a lender.

The Trade Centre Group PLC is authorised and regulated by the Financial Conduct Authority (registration number 689365) and is permitted to carry on relevant regulated consumer credit activities including acting as a credit broker and not a lender.

15.9% APR Representative

Representative Example (Hire Purchase): Cash price £6,499 (incl. Admin Fee £349). Total Deposit £0. Total Amount of Credit £6,499. Agreement Duration 84 Months. 83 payments of £128.03 and 1 final payment of £129.03. Option to Purchase Fee £1. Interest Charged £4,255.52. Total Amount Payable £10,755.52. Annual Rate of Interest 16.9% APR (fixed), Representative APR 15.9%. The Trade Centre Group PLC is a Credit Broker not a Lender.

All cars subject to availability. All web specials are inclusive of £349 admin fee. See Terms and Conditions. As a contribution towards our costs for vehicle transportation/logistics and preparation, a mandatory administration fee of £349.00 (including VAT) is payable on all retail vehicles we sell. Vehicle images for illustration purposes only, colour, model year and specification may differ.

Our web special deals advertised on this website are special offers and not representative of our entire used car stock. We have many more makes and models in-store priced from as little as £4999 to £30,000 in price. Our web special offers represent the best value cars we have for sale and are sold strictly at fixed price on a first-come, first-served basis and are also advertised with the lowest payment available, this being Hire-Purchase over a repayment period of 84 months, available from just one lender on our panel and alternative deals are available.

We do not offer PCP (Personal Contract Payment) finance deals, on that basis, although a very small option to purchase fee may apply, none of our finance deals result in you paying a balloon payment to own your car at the end of the agreement.

Our £2,000 Minimum Part-Exchange promotion is available on hundreds of cars in-store. Minimum Part-Exchange is made up of our appraised true value of your part-exchange car plus an over-allowance (essentially a discount on the car purchased) to bridge the gap between the true value and the minimum Part-Exchange amount offered. Our Minimum Part-Exchange promotion does not apply to Web Special cars.

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